Total Care Programme at Williams Group

Combined GAP and RTI Insurance

Losing your car...

If your car is stolen and never recovered, or written off through accident or fire, the settlement from your motor insurer could be significantly less than the original purchase price you paid.

Most motor insurers base total loss payments on the market value of your car at the time of the incident. Any depreciation since you purchased the car is potentially your loss. You could be without a car, plus the burden of paying off any outstanding finance.

Filling the GAP to keep you on the road…

In the event of a total loss claim, Return to Invoice GAP Insurance could cover the difference between your motor insurance settlement and the amount you originally paid for the vehicle, or the amount outstanding on finance, whichever is greater.

Return to Invoice GAP Insurance will complement your own vehicle insurance and provide the reassurance and financial support you need to get back on the road in a vehicle with a similar value to your original choice.

How it works

Our policies are exclusively designed to offer the reassurance you need to enjoy your vehicle, whilst protecting your investment against unforeseen incidents.

  • Pay the difference between your insurance pay out and the original purchase price.
  • Pay the difference between your insurance payout and your finance settlement, if this is greater then the purchase price.
  • Safeguard against depreciation in the event of a total loss claim.
  • Provide 3 years Return to Invoice cover and up to 5 years Financial Shortfall cover.

How long will Return to Invoice GAP Insurance last?

Cover is available for three years (depending on premium paid) in line with the finance agreement or when you sell or transfer ownership of the car, whichever is the sooner but will cease earlier upon the occurrence of any of the following events: a paid claim or the repossession of the insured car if subject to a credit agreement.


This revolutionary treatment penetrates paintwork and bonds with your vehicle’s finish, providing a tough, long-lasting barrier with an enhanced lustre and brightness of depth to protect your paintwork.


  • General traffic dirt and grime
  • UV exposure
  • Corrosive atmospheric pollutants
  • Plant and tree sap
  • Bird lime
  • Extremes of temperature


  • No maintenance to do.
  • 5 Year Guarantee, covering the time you own the car.

Platinum Plus Warranty

What if your car refuses to start or breaks down? Even the most reliable of vehicles can let you down sometimes and cost a fortune to repair.

It’s always worth thinking ahead. A car that’s in perfect working order now maybe more likely to break down as it ages.

It’s enough to keep you awake at night. Unless you invest in William’s Group Platinum Plus Warranty.


Our breakdown warranty covers all mechanical and electrical parts and is designed to help with the cost of repairs, including labour, VAT and replacement parts. And when you consider that modern vehicles contain over 700 components, any of which might fail over time, the impact on your pocket could be painful.


  • Includes parts, labour and VAT
  • Fast payment of claims
  • Comprehensive parts coverage
  • Transferable

* Jaguar, Land Rover, Porsche and specialist cars have £100 uplift.

Contact Details

Williams Group LTD

Dean Street, East Farleigh, Maidstone,
Kent, ME15 0PS

Office: 01622 808372

William Group LTD is a company registered in England and Wales.

Company No. 7587955.
VAT Registration No. 126191429.

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Sunday 10:00 am to 4:00 pm
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